Terms of Use

Version dated 6 August 2026

These Terms of Use (the Terms) govern the relationship between Individual Entrepreneur Ilham Fatykhovich Khabibullov, TIN 564101695894, PSRNIE 325565800099402 (the Operator), and any person using the websites affario.ru and affario.com (together — the Website), including browsing their content and submitting enquiries through the contact forms (the User).

1. Definitions

• Operator — Individual Entrepreneur Ilham Fatykhovich Khabibullov, the owner of the Website, providing services under the Affario trade name.
• Website — the pages published at affario.ru and affario.com, including the admin area, the contact forms and the blog.
• User — any person using the Website.
• Enquiry — a message sent by the User through a contact form on the Website or through the contacts published on the Website.
• Website Content — the texts, images, layouts, illustrations, design elements, source code, project descriptions and other materials published on the Website.

2. Subject of the Terms

2.1. The Operator gives the User the opportunity to:

• review information about the Operator’s services, completed projects, technologies and indicative prices;
• read the blog;
• submit Enquiries through the contact forms and receive a reply;
• contact the Operator through the contacts published on the Website.

2.2. Use of the Website is free and requires no registration. There are no accounts, no dashboards and no payments on the Website.

2.3. The Website is informational. The information published about services, timelines and prices, including “from” figures, is indicative, does not constitute a public offer within the meaning of Article 437 of the Civil Code of the Russian Federation, and may be changed by the Operator unilaterally.

2.4. Services are provided under a separate written agreement between the Operator and a client. Submitting an Enquiry and receiving a reply to it does not constitute an agreement and creates no obligation for the Operator to provide services.

3. Acceptance of the Terms

3.1. The Terms are accepted in the manner set out in Article 438 of the Civil Code of the Russian Federation. Any of the following actions by the User means acceptance of these Terms:

• using the Website, including browsing its pages;
• submitting an Enquiry through a contact form;
• contacting the Operator through the contacts published on the Website.

3.2. When submitting a contact form, the User confirms acceptance of these Terms and of the Privacy Policy with one checkbox, and gives consent to the processing of personal data with a second, standalone checkbox.

3.3. A User who disagrees with any provision of the Terms must stop using the Website.

4. Rules for using the Website

4.1. The User undertakes not to:

• send advertising messages or spam through the Website forms, or messages containing insults, threats or calls for unlawful activity;
• use the contact forms for automated bulk submissions, including through scripts and bots;
• act in a way that disrupts the Website: load attacks, attempts at unauthorised access, searching for and exploiting vulnerabilities without the Operator’s written permission;
• automatically harvest the Website Content (parsing, scraping) at a volume that loads the Website comparably to its normal operation, or in order to reproduce the content elsewhere;
• impersonate another person or provide knowingly false contact details in an Enquiry;
• include personal data of third parties in an Enquiry without their consent.

4.2. The Operator may, without giving reasons, decline to review Enquiries sent in breach of clause 4.1 and restrict access to the Website from the IP addresses such actions come from.

5. Enquiries through the contact forms

5.1. An Enquiry is deemed delivered once the User is shown the confirmation that it has been sent. Enquiries are stored in the Website database, and a notification about them is mirrored to the Operator in a messenger and by email.

5.2. The Operator aims to reply to Enquiries within 2 (two) hours during business hours. That timeframe is indicative and is not an obligation of the Operator.

5.3. The User is responsible for the accuracy of the contact they provide. The Operator is not liable for being unable to reach a User whose contact details were entered incorrectly.

5.4. The Operator gives no confidentiality guarantee for information the User chooses to include in an Enquiry before a confidentiality agreement is signed. Trade secrets and other sensitive information are best shared after such an agreement is in place.

6. Intellectual property

6.1. The Website Content, including the design, texts, images and source code, is the result of intellectual activity and is protected by the legislation of the Russian Federation. Exclusive rights to the Website Content belong to the Operator or are used by the Operator on lawful grounds.

6.2. The User may use the Website Content for personal, non-commercial purposes only: browsing pages, saving copies for personal reference, quoting blog materials with attribution and an active hyperlink to the source.

6.3. Any other use of the Website Content — reproduction, adaptation, distribution, making available to the public, commercial use, including training machine learning models — requires the Operator’s prior written consent.

6.4. Third-party names, logos and trademarks mentioned on the Website belong to their right holders and are used for information purposes only, to indicate the technologies applied and the projects delivered.

7. Personal data

7.1. The Operator processes the User’s personal data in accordance with Federal Law No. 152-FZ “On Personal Data”, on the basis of the User’s consent and other legal grounds provided by law.

7.2. The full list of the data processed, the purposes, the retention periods and other mandatory information are published in the Privacy Policy. The text of the consent is on the Consent to the processing of personal data page.

7.3. The User confirms that they have read those documents before submitting an Enquiry and accepts their terms.

8. Liability

8.1. The Operator is not liable for:

• the Website or any of its features being unavailable due to the acts of third parties (hosting provider, telecom operator, messenger operator), cyberattacks or force majeure;
• decisions the User makes on the basis of the indicative information about timelines and prices published on the Website;
• the content of third-party websites linked to from the Website;
• loss or corruption of data caused by the User’s actions or by failures of their equipment or communication channels;
• the User’s lost profit and other indirect damages.

8.2. The Website is provided “as is”. The Operator does not warrant uninterrupted or error-free operation of the Website but takes reasonable measures to maintain it.

8.3. The Operator’s aggregate liability under these Terms is limited to 5,000 (five thousand) roubles for all claims combined. This limitation does not apply to the Operator’s obligations under separately concluded service agreements — liability under those is governed by the relevant agreement.

8.4. The User is responsible for complying with section 4, for the accuracy of the information they provide and for the lawfulness of passing third-party data to the Operator. Should third parties bring claims against the Operator arising from the User’s actions, the User undertakes to settle such claims independently.

9. Changes to the Terms

9.1. The Operator may amend these Terms unilaterally. The current version is always available at affario.com/user-agreement (affario.ru/user-agreement).

9.2. Changes take effect once the new version is published, unless a later date is stated in it. Material changes are published at least 15 (fifteen) calendar days before they take effect.

9.3. Continued use of the Website after the changes take effect means the User accepts the new version of the Terms.

10. Dispute resolution

10.1. All disputes are resolved through negotiation. A claim is sent to info@affario.ru or by post to the address given in section 11.

10.2. A claim is answered within 30 (thirty) calendar days of its receipt. If the dispute remains unresolved after that period, the User may take it to court in the manner prescribed by the legislation of the Russian Federation.

10.3. The relationship between the parties is governed by the law of the Russian Federation.

11. Operator details

• Name: Individual Entrepreneur Ilham Fatykhovich Khabibullov
• TIN: 564101695894
• PSRNIE: 325565800099402
• Address: 38 Kazanskaya St., Nauruzovo, Ponomaryovsky District, Orenburg Region, 461790, Russia
• Email: info@affario.ru
• Website: affario.ru, affario.com

This version of the Terms takes effect on 6 August 2026